Fixed quote in one business day
AI Finance Operations
Finance, run by AI.
Watched by humans.
Live books, real margins, zero month-end scramble — LEDGER runs your finance operations 24/7, signed off by your founder team.
A financial engineer that never sleeps.
Real production functions, not a chatbot that talks about money.
- Always-on bookkeeping
- Invoice & reconciliation
- Month-end close, automated
- Signed financial receipts
- Financial engineering & modelling
- Business valuation
- Tax calculation & filing prep
- ROI & cost forecasting
- Proactive notifying & advising
From shoebox to signed books.
Connect
We plug into your bank, billing and tools — read-only, secure.
Reconcile
LEDGER keeps the books live and flags anything off, daily.
Forecast
ROI, runway and tax projected forward in real time.
Sign off
A founder approves; every figure is logged and provable.
Two ways to start.
Free Finance Health Check
We review your numbers and show exactly what AI-run finance would save you.
Books that close themselves.
Stop chasing receipts. Put a financial engineer on it — for less than a junior hire.
Traditional agency, freelancers, or OWL & GOATS?
The same outcomes a full team delivers — at the speed of AI, with founders accountable for every move.
- Speed to shipWeeks
- Cost modelHigh monthly retainers
- AvailabilityOffice hours
- ConsistencyTeam turnover
- Scale on demandSlow hiring
- OversightAn account manager
- Breadth of skillsOne discipline
- Speed to shipUnpredictable
- Cost modelCheap — but you manage it
- AvailabilityWhen they’re free
- ConsistencySingle point of failure
- Scale on demandGo find more freelancers
- OversightAll on you
- Breadth of skillsOne skill
- Speed to shipFirst project in 2–3 weeks
- Cost modelPay for output, not headcount
- AvailabilityFixed quote in one business day
- ConsistencyThe same team, every time
- Scale on demandScale up or down any month
- Oversight3 founders approve every action
- Breadth of skillsWeb, AI, marketing & legal in one team
AI speed, human judgment
The biggest fear with AI is losing control. We engineered ours so you never do.
A human signs off
A founder approves every action that touches your money, brand, or customers. Nothing ships unseen.
AI works inside guardrails
Every AI tool we use runs on defined rules and budgets. It can’t improvise beyond your brief.
Your data stays yours
We never train public models on your data. Your context lives in your workspace, not the open web.
Everything is logged
Every change we make is recorded and reversible — a full, auditable trail.
What would this cost as a hire?
Pick the roles you’d otherwise hire in-house. See the real, fully-loaded cost — and what the same output costs with OWL & GOATS.
Plans: 1 role = Starter, 2–3 roles = Growth, 4–6 roles = Scale. Month-to-month, no lock-in. In-house = US salary + ~30% for benefits, tools & hiring.
EU AI Act obligations now apply.
If your business uses AI in the EU or serves EU customers, the rules apply today. Get a free readiness check and see exactly where you stand before a client or a regulator asks.
How AI-ready is your business?
Get your score, the quick wins to start with, and a 90-day plan — no login.
Start the free audit →